American taxpayers need to know the ABC’s of the new Affordable Care Act coverage reporting forms that they will be receiving from the marketplace, their insurance company, and/or their employer.  These forms are the 1095-A, 1095-B and 1095-C.

Click on any of the form names below to view an image of the form.  Each of the links contains the “Instructions to Recipient” page as well as the actual form.

Form 1095A:  Anyone who purchased health insurance through the marketplace at will receive this form.  These taxpayers need to wait to file until the 1095-A is delivered (postmark deadline is January 31st).

Form 1095B:  Anyone who purchased health insurance directly from an insurer, or if they received coverage through their small business employer (employer is not subject to the employer mandate), will receive this form.  The postmark deadline for this form is March 2nd.  These taxpayers do not need to wait to file.

Form 1095C:  Anyone who was offered or received health coverage from a large business (subject to the employer mandate) will receive this form from their employer.  The postmark deadline for this form is March 2nd.  These taxpayers do not need to wait to file.

None of these forms should be attached to an individual’s tax returns, but should be kept with important tax records.

Employers that need assistance with creating and e-filing the 1094/1095 B’s or C’s with the IRS should contact ACA-GPS, LLC.

Editor’s note:  This article was originally published in February 2016.  In October 2016, the links to the different IRS forms & the important dates were updated to reflect the Tax Year 2016 information.  Thank you.

Editor’s 2nd note:  This article was updated to include information contained in Notice 2016-70 published by the IRS on November 18th, 2016 which extends the due date for furnishing to individuals the 2016 Form 1095-B, Health Coverage, and the 2016 Form 1095-C, Employer-Provided Health Insurance Offer and Coverage, from January 31, 2017, to March 2, 2017.  Thank you.

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ACA GPS has developed the ACA Management Tool® to assist employers (Large and Small) with achieving compliance with the ACA.  We are authorized to transmit 1094/1095 B and C series forms for private businesses, government entities, and insurance companies.    

The products we offer include:

Full Subscription – includes tracking, analysis, eligibility, affordability, offers, responses, and:

                Initial Subscription for one year term

                Single Company Set Up (single EIN) for up to 1,000 employee records.  (Additional employee records are just $1.00 ea)

                Price is $1,995.00 (Additional EINs reporting under common ownership are just $900 ea)

The Full Subscription solution is best for employers that need to track hours to determine eligibility, and want to keep up with their offers & responses, etc, all in one place.  This subscription includes creating printable PDF versions of the 1095 C (or B) forms required under IRC §6055 and §6056.  The Tool® will e-File the forms using our TCC number, on behalf of the employer after review.

We also offer Reporting Only Subscriptions which employers can use to create printable versions of the 1094/1095 (Bs or Cs) for distribution to the employees & e-filing with the IRS.  This subscription is appropriate for employers that need a reporting solution, not a tracking solution.  A Reporting Only Subscription is $825 per EIN, for up to 1,000 Form 1095’s for Tax Year 2016.  (Additional 1095s are $.50 ea).


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